Debt, financial responsibilities, and bills to pay can play a major role in causing sadness and anxiety. There are three principles regarding this issue that we must both understand and apply:
1. The one who is prudent will not become dependent upon others. Whoever spends prudently by spending only when necessary and not by wasting will find help from Allah.
“Verily, spendthrifts are brothers of the devils.”
“And those, who, when they spend, are neither extravagant nor niggardly, but hold a medium [way] between those [extremes].”
2. Seek to derive your sustenance through lawful means, for Allah is At-Tayyib (noble, pure, and good) and does not accept other than what is noble, pure and good. And Allah does not bless an income that is earned through unlawful means.
“… even though the abundance of evil may please you.”
3. Work diligently to earn wealth lawfully and stop being inactive and lazy. When Ibn ‘Auf (may Allah be pleased with him) migrated to Madeenah, he took nothing with him. One of the Helpers of Madeenah offered him half of his wealth because the Prophet (Blessings and Peace of Allah be upon him) established a brotherly bond between him and Ibn ‘Auf. Ibn ‘Auf declined the generous offer and simply replied, “Direct me to the marketplace.”
“Then when the [Friday] prayer is finished, you may disperse through the land, and seek the Bounty? of Allah [by working, etc.], and remember Allah much, that you may be successful.”